Our Income Protection Plans

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Quickly compare our Income Protection Plans

A straightforward range of proven, popular plans. Your financial adviser will be able to recommend the solution which best suits your individual needs and circumstances.

Our Income Protection Plans - at a glance

 

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Key Features Document

Schedule

Memorandum

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Key Features Document

Schedule

Memorandum

See details

Key Features Document

Schedule

Memorandum

  Short-term Income Protection Purely Income Protection Classic Plus
  Get income protection for accident, illness or injury for a 1 or 2 year period. Get income protection until Plan end date.

Get income protection with an investment element that gives you a pay out at the end of the Plan.

Type of plan Protection only Protection only

Protection with investment

What is the youngest/oldest I can be to buy a Plan?

18/59

18/54

18/54

What is the minimum time I can have a Plan for? 5 years 5 years 5 years

Maximum age at end of Plan

50 to 70 50 to 70 50 to 70
How long must I wait before making a claim (deferred period)?
1, 4, 8, 13 or 26 weeks

Day 1, 4, 8, 13, 26 or 52 weeks

4, 8, 13, 26 or 52 weeks

What is the maximum salary (before tax) you will cover? £56,666 pa £56,666 pa £56,666 pa
Max Benefit % Income 60% 60% 60%
What is the maximum benefit payment I could receive?
£34,000 pa £34,000 pa £34,000 pa
What is the longest time I could claim for?
One or two years only To plan end date To plan end date
Can I claim multiple times on the Plan?
Yes – claim payment period limited to 1 or 2 years
Multiple claims can be made
Multiple claims can be made
Does my benefit payment stay the same?
Yes  Yes Yes
What does incapacity mean?
Ability to do your “Own occupation” throughout the claim Ability to do your “Own occupation” throughout the claim
Ability to do your 'Own occupation' for 104 weeks then own or any suited occupation thereafter
Are my premiums guaranteed or are they reviewed? Guaranteed to rate table.
Age-related increase each year on Jan 1st.
Guaranteed to rate table.
Age-related increase each year on Jan 1st.
Guaranteed to rate table.
Age-related increase each year on Jan 1st.
Is my benefit payment linked to the retail price index (RPI)? RPI (max 10% pa) RPI (max 10% pa) RPI (max 10% pa)
Is there a waiver of premium?
After deferred period After deferred period Applied after 52 weeks
Is there a guaranteed income option?
Yes No No
When and how will my benefit be paid to me during the claim?
Twice monthly via direct credit Twice monthly via direct credit Twice monthly via direct credit
Will I receive a tax free lump sum at the end of the Plan?
No No Yes
Are there additional benefits with the Plan?
Free Member Assistance Programme Free Member Assistance Programme Free Member Assistance Programme

Do I need income protection?

Your lifetime income is your most valuable asset.

Why leave it uninsured?

About Income Protection

Make sure you get the right plan

To make sure you get the plan that's absolutely right for your needs, we always sell through approved advisers.

Find an adviser right for you: 

Go to Unbiased.co.uk 

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To contact Holloway Friendly:

Member Support:

Call: 01452 526 238
Freephone: 0800 716 654

Claims:

Call: 01452 782 754

Adviser Support:

Call: 01452 526 238

Underwriting:

Call: 01452 782 760