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Classic Plan

Photo of welder at work The 'Classic Plan' offers all members a low cost Income Protection plan, with a substantial with-profits element for a lump sum at retirement.

Key Benefits
  • Definition of Incapacity - 'Own Occupation' carried on all occupational classes throughout the term of the contract.
  • No occupational loading
  • No female loading
  • No smoker loading - Making this plan ideal for clients whose premiums would otherwise tend to be heavily loaded.
  • Deferment Period options - Day 1 or 4, 13, 26 and 52 week deferred.
  • Attractive with-profits element - Following 24 months membership there is an annual profit allocation and compound bonus. This can grow substantially , especially as personal claims are not deducted from the accumulating lump sum. This plan also currently benefits from the addition of a Terminal Bonus.

 

Classic Plan
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Registered and Incorporated under the Friendly Societies Act 1992. Register No. 145F Founded in 1880.
Authorised and regulated by the Financial Services Authority. FRN 109986.
Copyright © Holloway Friendly 1998 - 2008