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Classic Plus Plan
The 'Classic Plus Plan' offers members a standard non-loaded Income Protection plan, with a range of options.
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Key Benefits
- Level or Escalating Benefit - Benefit payments remain constant throughout the claim or payments increase annually in line with R.P.I by a maximum of 10% per annum.
- No Occupation or Smoker loading - No premium loading will apply regardless of occupation, premiums are not reviewable on an individual basis.
- Deferment Period options - 4 weeks, 8 weeks, 13 weeks, 26 weeks, 52 weeks.
- With Profits Policy - Following 36 months membership there is an annual profit allocation and compound bonus. This plan also currently benefits from the addition of a Terminal Bonus.
- Waiver of Premium - Comes into effect after 52 weeks of benefit payment.
- Maximum Cover available - Up to 60% of gross income to a maximum cover level of £700 per week or £36,400 per annum for policies starting before April 2010. For policies starting after April 2010, the figures are 50% of gross income to a maximum of £500 per week or £26,000 per annum.
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Or call us now on
01452 526 238
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